Additionally, people develop unique beliefs and values around money that are shaped by personal experience, culture, education, and more. Some of these factors can be controlled by an individual-such as job or career choice-and some cannot, such as institutional oppression. Individual wealth and income also vary widely between people based on a multitude of factors.
Money problems come in various forms, and what one person considers a financial burden or concern may not be troubling to another person in a different situation. People who are experiencing financial issues may benefit from meeting with a mental health counselor or financial therapist who can help them cope with difficult feelings and stress, treat underlying mental health conditions, or change troubling behaviors. Financial distress can also have negative effects on a person's relationships and family life. A person's problems with money may produce such overwhelming negative feelings and self-criticism that his or her mental and physical health can be adversely affected. Money and financial issues can be significant sources of stress for people.
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